Money Between People, Made simple.
A smarter way to track, manage, and communicate about the money owed between people-- so relationships stay strong and finances stay clear.
Features
User-Friendly Interface
Our mobile apps are designed with simplicity in mind, ensuring that users can easily navigate and manage their finances without any hassle.
Real-Time Tracking
Track who owes what, while communicating clearly to friends, family and clients.
Customizable Alerts
Set personalized alerts while sending and managing IOU requests.
Secure Transactions
We prioritize your security with advanced encryption and authentication measures, ensuring your financial data is always protected.
About IOU Technologies
Clear, Simple Tools for Everyday IOUs. IOU Technologies builds human-centered software designed to make personal and small-business financial commitments easier to organize. We focus on reducing the stress, confusion, and awkward conversations that often come with informal financial interactions. We do not hold or move customer funds — we simply provide the tools that make everyday financial commitments easier to manage.
Frequently Asked Questions
Why IOU?
Finance Should Feel Human. Money between friends, family, or customers shouldn’t be complicated. IOU Technologies brings clarity and simplicity to moments where trust matters most. Whether it’s: A friend borrowing $40. A barber tracking weekly clients. A coach or tutor managing balances. A roommate splitting expenses. IOU keeps everything organized — without spreadsheets, awkward follow-ups, or confusion.
What's our Approach?
Simple. Transparent. Relationship-Driven.
IOU Technologies is built on three core principles:
✔ Clarity: Everyone knows what’s owed, by whom, and when.
✔ Simplicity: Fast, intuitive tools anyone can use.
✔ Connection: Money shouldn’t damage relationships — our app helps keep communication respectful, clear, and human. You can download our mobile app directly from the App Store or Google Play Store. Simply search for 'IOU Technologies' and follow the prompts to install.
What we're building Next?
Even in our early stages, our mission is bold: to create the world’s most human financial interaction platform. Future features will include: Premium customization tools; Tone packs for different relationships; Business-friendly IOU tracking Scheduling + receipts for service providers; Social groups (“Crews”); "IOU Wrapped" end-of-year summaries; Veteran & first responder perks and much more…
But our MVP remains focused on clarity, trust, and simplicity.
What about us?
IOU Technologies LLC is a Delaware-based software company focused on developing innovative tools that help people manage informal financial commitments. We do not operate as a money transmitter; all regulated financial activity will be handled by licensed third-party partners.
Business Hours
- Mon - Fri
- -
- Sat - Sun
- Closed
1552-1570 Broadway New York NY US 10036
Contact Us
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